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Was just driving on the slipway to join the motorway and some nob in a Renault Megane undertook me in the hard shoulder and loads of stones flicked up and one put a chip/crack in my windscreen. Its about the size of a £2 coin.
Just checked on auto glass and done there checklist thing and it came back i need a new windscreen and it cant be repaired. I don't mind that but i will have to pay, and if i go through insurance i have to pay £75 excess and i assume that will affect my premium? I don't want to pay as it wasn't my fault, i got the guys Reg but not sure they could do anything as i can't prove it. Also I've heard that even if they cant or dont do anything it will still affect my premium.
What do you reckon, anyone else dealt with this sort of thing before?
Just checked on auto glass and done there checklist thing and it came back i need a new windscreen and it cant be repaired. I don't mind that but i will have to pay, and if i go through insurance i have to pay £75 excess and i assume that will affect my premium? I don't want to pay as it wasn't my fault, i got the guys Reg but not sure they could do anything as i can't prove it. Also I've heard that even if they cant or dont do anything it will still affect my premium.
What do you reckon, anyone else dealt with this sort of thing before?