Reich insurance is uber expensive. Bit of a story so bear with...
Got to Germany, they dont honour UK NCB. So I starts again on a 1998, 2.0 V40 POS - at the point I sold it I was paying £1200 PA and I was 26.
I bought my FN2 when I was 26, and heres the kicker. adidas help teh expats with their insurance, so as it was a brand spanker, and another insurance company wanted to come in and be plugged to all the adidas employees, they automatically bumped me up to 5 years NCB!
Now 28, FN2, £660 for the year (plus free mug & pen!).