Proud DC5 Owner!!! Youngest owner?

[NYA]

Hatto, scaring away noobs since 2009:lol:

 

[Sky Insurance]

If everything is done correctly (ie it is insured as a DC5) then that is a fair price for a 19 year old. Who is the insurer out of interest?

Insured off the registration number as a standard UK DC2 via a comparison site perhaps?

 

[Fools_Errand]

Insured off the registration number as a standard UK DC2 via a comparison site perhaps?

Lol. Really?

 

[CJN]

Insured off the registration number as a standard UK DC2 via a comparison site perhaps?

Most insurers thought I had a 1.8 DC2 when I was looking for quotes on the dc5..

They said to me 'Are you sure it's a 2.0?' :lol:

 

[Sky Insurance]

Most insurers thought I had a 1.8 DC2 when I was looking for quotes on the dc5..

They said to me 'Are you sure it's a 2.0?' :lol:

The DC5 is not on 99.9% of UK insurer's systems.

The thing is, people just insure (incorrectly) off the reg number and think they are insured, in reality they are not. An internet site is not going to ask you is it a DC2 or DC5, a specialist insurer most likely would.

 

[CJN]

The DC5 is not on 99.9% of UK insurer's systems.

The thing is, people just insure (incorrectly) off the reg number and think they are insured, in reality they are not. An internet site is not going to ask you is it a DC2 or DC5, a specialist insurer most likely would.

Yeah, I figured this out after the second quote I tried to get.

In the end I went with Brentacre, I will try Sky next year if I still have the car then, as I'll turn 25.

 

[Pero]

I do not believe you will have informed your insurance company of anything.

Who are you? The insurance police? Lol

 

[dotty]

The DC5 is not on 99.9% of UK insurer's systems.

The thing is, people just insure (incorrectly) off the reg number and think they are insured, in reality they are not. An internet site is not going to ask you is it a DC2 or DC5, a specialist insurer most likely would.

I really can't understand why this is still such an issue, DC5's have been coming in to the UK for over ten years now, yet insurance companies do not recognise them. I am pretty sure there are lots of people driving DC5's happily assuming they are insured, when in actual fact they are insured for a 1.8 ITR.

 

[Fools_Errand]

Who are you? The insurance police? Lol

No, just someone who pays their way.

Also working for a large insurance company.

 

[m1ke]

Also working for a large insurance company.

THAT'S why you're such a ****.

 

[princey4]

Dotty is spot on. Every year I have a battle insuring my car as a dc5 not a dc2

 

[TypeRiter]

Nice. I got my renewal through. So nice to have a reasonable figure through finally. My DC5 was £2,100 to insure. 28 going 29, garaged, 3K annual mileage, No points, 3-NCB, 1-non fault claim (theft)... Jokes.

 

[CJN]

Nice. I got my renewal through. So nice to have a reasonable figure through finally. My DC5 was £2,100 to insure. 28 going 29, garaged, 3K annual mileage, No points, 3-NCB, 1-non fault claim (theft)... Jokes.

LOL! Mine is £934, 24y/o, Parked off road on a private driveway. London prices are mad.

 

[Sky Insurance]

I really can't understand why this is still such an issue, DC5's have been coming in to the UK for over ten years now, yet insurance companies do not recognise them. I am pretty sure there are lots of people driving DC5's happily assuming they are insured, when in actual fact they are insured for a 1.8 ITR.

I agree with you but it cannot be used an an excuse for fraudulently insuring your car incorrectly.

Many import cars are registered incorrectly, eg type in a registration number for an MR2 turbo, you find it's registered as a Rav 4. It is down to YOU to make sure the car is insured correctty, ignorance will not get you far when you claim.

 

[dotty]

I agree with you but it cannot be used an an excuse for fraudulently insuring your car incorrectly.

Many import cars are registered incorrectly, eg type in a registration number for an MR2 turbo, you find it's registered as a Rav 4. It is down to YOU to make sure the car is insured correctty, ignorance will not get you far when you claim.

I know that it is down to the individual.

Nevertheless, when you get an incompetent insurance advisor on the other end of the phone, from so called specialist insurers, who also neglect to tell the customer about these things it certainly does not install any faith.

Neither does receiving an insurance certificate back with DC2 on it, then being told "we have it on file that it is a
DC5"

Out of interest what do the companies regard the FD2 civic type R as?

 

[Tom Buck]

Awesome looking car mate

 

[ant1723]

Cheers mate!

 

[Fools_Errand]

So who did you insure it with?

 

[EP3-VIK]

Originally Posted by Fools_Errand

Also working for a large insurance company.

THAT'S why you're such a ****.

Couldn't agree more... seriously though guys, give him a break - you should be welcoming/helping out people on these forums not laying into them because you're jealous. If he hasn't insured the car properly that's up to him, he can pay the price when he crashes it.

 

[R35735]

GTFO.