DAMN!!! That's a naughty SVR mate, I don't blame you for getting on a good deal.
I'm hoping the rates will stay as they are until Sept tbh, that way I can look in the summer.
I can't remember what our SVR is, but I think it's about 3.5%. Ours is interest only, so the money
we saved when the rate fell we've just ploughed back into over payments & have reduced the loan
amount by a few K. I think just over 35% of our property value is equity at the mo, so should be a good
position to find a nice deal.
You thinking rates & values are going to move much in the coming months then Ross?