DAMN!!! That's a naughty SVR mate, I don't blame you for getting on a good deal.
I'm hoping the rates will stay as they are until Sept tbh, that way I can look in the summer.
I can't remember what our SVR is, but I think it's about 3.5%. Ours is interest only, so the money
we saved when the rate fell we've just ploughed back into over payments & have reduced the loan
amount by a few K. I think just over 35% of our property value is equity at the mo, so should be a good
position to find a nice deal.
You thinking rates & values are going to move much in the coming months then Ross?
Thanks for the offer Ross. It might be something I'll look at in a few months, especially if the base rate is going to go up.
As it stands we're over paying whilst sitting on the SVR with our lender.
I'll get back to you on it my friend, but thanks again for the message & thoughts